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Retirement Strategies: Thining About a Bridge Strategy to Maximize Monthly Benefits?

While it may not work for everyone, using a “bridge” strategy to align IRA redemptions with Social Security claiming decisions might offer a pathway to higher monthly benefits in later years. Deferring the decision to claim Social Security benefits is often touted as the key to higher retirement income levels, basically through avoiding the early retirement penalties and taking advantage of the delayed retirement credits available up to age 70. Sounds great, of course, but it can be complex to determine exactly what works best for individual situations. A financial-planning.com post today by Tobias Salinger discusses these complexities and how they can vary among specific situations…check it out here.

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