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The Family Max Does Not Affect a Married Couple’s Social Security Benefits - MSN.com
Social Security sets a limit, known as the “family maximum,” on total benefits a family can receive. This limit does not affect a couple’s benefits unless one spouse qualifies for a spousal benefit. Both high-earning spouses can each receive the maximum Social Security benefit at full retirement age (FRA). For example, in 2025, the maximum benefit at FRA is $4,018. If both spouses qualify and are the same age, they will receive a combined monthly income of $8,036.
The following article by Alessandra Mailito answers a question that married couples often ask. “Can we both collect our full benefits?” No, you don’t have to get divorced. You can read the full article here …
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