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Which Social Security 2026 Change will hurt the most? - Motley Fool
Well, you may be surprised to see that this Motley Fool article by Keith Speights suggests that the 2026 Social Security change that will hurt most is the 2.8% Cost of Living Adjustment (COLA). But how can an increase in your Social Security benefit hurt? According to Mr. Speights, because it isn’t enough! And almost everyone would agree that a 2.8% COLA increase for 2026 isn’t going to help much to offset the inexorably rising prices we all pay for things we buy. But is something better than nothing? Well most of us would say yes, even while acknowledging that we would certainly like to see more. What this article does is explain how COLA works – specifically how it is based upon changes to the Consumer Price Index for Urban Wage Earners and Clerical Workers (called the “CPI-W), and opines that a different measure might be better. The article also suggests several ways to ease “the pain” of a lower COLA increase. Click here to read more.
FYI, you may also be interested to read this COLA article by the AMAC Foundation. And if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public advisory service to help Americans navigate the complexities of this program. All questions are answered quickly, at no charge. Learn more about it here…