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Filing for Benefits in 2026? Here are some steps to take in advance.
It’s a big decision…one that for most folks will have a substantial impact on their standard of living in their later years. Because of its significance in retirement planning, it’s essential to take several key steps well in advance of signing on the dotted line. Personal finance writer Marc Guberti, via a post on Money.com, outlines five specific preparatory actions all soon-to-be Social Security beneficiaries should consider, beginning with one–checking the accuracy of the SSA records on your earnings history–that should actually be done periodically throughout your lifetime in the workforce. The remaining four steps Guberti suggests are equally sound practices designed to ensure a smooth, effective transition into the world of Social Security benefits. Check out Guberti’s post here, and if you need any assistance–particularly on “claiming scenarios” noted in step 2, know that the AMAC Foundation offers a free-to-the-public Social Security Advisory Service that can help you. Click here to learn more about this service and how to access it.