Q & A
What are my options if I want to enroll in a Medicare PDP?
Answer: You can enroll in a stand-alone prescription drug plan (Medicare Part D) or you can choose a Medicare Advantage plan (Medicare Part C) that includes the new drug benefit. You will want to compare plans and select the one that best meets your individual needs. Here are a few things to check:
• See if all of your prescriptions are on the plan’s list of drugs (called a formulary).
• Check to see that your pharmacy participates with the plan.
• Find out what copayments you will be responsible for paying when filling a prescription.
• Is the premium for your preferred plan affordable?
• Check the Medicare.gov “Finding Plans” section on the Internet.
Source: http://www.derbyinformer.com/article_de677b00-369b-11e3-ab92-001a4bcf6878.html, October 17, 2013