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A case for claiming Social Security at 70

One of the other articles posted today makes a case for claiming Social Security benefits at age 62. In an interesting dichotomy, this article suggests that if you want to live a comfortable life in retirement, waiting until age 70 to retire is the best way to achieve it.  Based upon a joint report by the Stanford Longevity Center and the Society of Actuaries, middle income retirees can best maximize their financial situation to age comfortably by working longer and waiting until a later age to claim Social Security. And the concept is pretty simple – continuing to work means less drain of your retirement savings and waiting to claim Social Security means a substantially larger benefit check. The net result is more money in retirement – key to aging comfortably. To read this article, appearing in the Palo Alto (CA) Mountain View Voice, click here.

If you’re unsure about your individual situation under Social Security or have questions about your personal benefit entitlements, or need help deciding which age to claim benefits, note that the AMAC Foundation provides an independent free-to-the-public Social Security Advisory service to help Americans navigate the complexities of this program. Learn more about it here…

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