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About Delaying Your Social Security Benefits - WFMZ TV News

A majority of Social Security beneficiaries claim their Social Security benefits early – indeed, age 62 (the minimum age for SS retirement and spousal benefits) is the most popular age at which benefits are claimed. While there are some good reasons for doing that, there are also good reasons why that may be exactly the wrong decision, because waiting longer means a bigger monthly payment. Everyone’s personal circumstances are different, and everyone should evaluate both their short term and their longer term objectives before claiming. For example, if you have little savings, getting a bigger monthly Social Security payment can make a lot of sense, or, if you want to make sure your spouse gets a higher survivor benefit. waiting longer to claim is a way to do that. This WFMZ TV News article by Maurie Backman offers three reasons why you may wish to delay claiming your Social Security for as long as possible. Click here to read more.

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