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About Maximizing Your Social Security Payment - Crossroads Today

Sure, everyone wants to “maximize” their Social Security payment, but very few know how to do that and even fewer are able to. The maximum Social Security payment for 2022 is $4,194 per month, but to get that you would need to have earned more than the annual payroll tax cap for at least 35 years of your working lifetime, and then wait until you are 70 years of age to claim. Sound like your situation? Probably not, but understanding how Social Security benefits are calculated and how the age at which you claim affects your payment will provide you with the information needed to maximize your benefits in your specific personal circumstance. This Crossroads Today article by Kailey Hagen explains how all of this works and how to get the most you’re entitled to, but also reveals that maximizing the Social Security payment amount isn’t for everyone. Click here to read more.

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public service to help Americans navigate the complexities of this program. Learn more about it here…

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