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Americans struggle with Social Security claiming age rules

Stated simply– the age you begin claiming monthly Social Security benefits will affect how much you receive for the rest of your life.  But too few Americans understand that.  As Katie Brockman points out in this piece, just 3% of participants could correctly answer 12 true-false questions about Social Security in a MassMutual survey of Americans age 55-65 who had not yet claimed benefits.  She explains early, full, and maximum retirement ages and notes 47% of respondents in the survey were wrong in thinking their benefits could increase by waiting past age 70.  Full article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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