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Are defined benefit pension plans dead?
Are defined benefit pension plans dead? No; however, many large companies have terminated or frozen their pension plans and shifted the burden of investing to their employers. Unlike a 401(k), what you get to contribute to a defined benefit plan requires an analysis by an actuary and is based on other factors and isn’t limited to the same cap as a 401(k) plan. Who should consider a defined benefit pension plan is discussed in this attached article. Read article here…
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