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Are you smart enough to retire?
When are reverse mortgages due? What triggers early withdrawal penalties? What exactly is covered by Medicare again? Retirement planning is hard, and most people struggle to understand the fundamentals, according to a new report by the American College of Financial Services, a nonprofit that educates financial advisers. Only 20 percent of people in or near retirement who were surveyed by the group passed a quiz about the basics of retirement planning….Read More
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