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Be Careful not to Miss Out on Some Social Security Benefits
Christy Bieber notes that, while Social Security benefits aren’t sufficient to support you, missing out on some benefits could make it more difficult to achieve financial security in retirement. Claiming benefits at the wrong time is mistake #1 for most. Full retirement age is now 67, so a cut is applied to any benefits started before this age. Working less than 35 years also means less than would be obtained otherwise. Finally, Bieber explains in detail some different kinds of benefits (spousal, survivors, disability). Full article here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.