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Be Prepared: You’ll Probably Never Get the Maximum Social Security Benefit - Motley Fool

For 2022, the maximum Social Security benefit is $4,194, but the chances you’ll get that much are mighty slim. To do so, you would have to have earned at least the annual payroll tax cap for every year of your earnings history and you’d have to wait until you are 70 to claim it. Doesn’t sound like you? Well, rest assured it doesn’t sound like most Americans either, but understanding that you almost certainly won’t get that maximum benefit should be a wake up call causing you to focus on the savings you’ll need to supplement your SS benefits in retirement. In this Motley Fool article by Christy Bieber, the author discusses the SS maximum benefit and offers tips on how much savings you’ll need when your retire. Click here to read more.

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