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Born in 1957? You can claim Social Security this year, but consider waiting longer

Most people know that 62 is the earliest age at which one can claim their Social Security retirement benefits – the benefit they’ve earned from a lifetime of working. But claiming your benefits as soon as you’re eligible is quite often not the best thing to do, because claiming earlier than your full retirement age (FRA) will result in a much smaller benefit than if you wait until you reach your FRA, or even later than that. Delaying past your FRA, even up to age 70, can yield some pretty impressive benefit increases, and that can be a big advantage if your longevity will be at least average, as explained in this NerdWallet article by columnist Liz Weston. Click here to read more.

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