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Can I Get a Social Security Check Right When I Turn 62? No.

Start benefits at 62 and forget about it is the approach a majority of Americans take, though the reality of a check on or near your 62nd birthday is simply not so. How does it work then? If you turn 62 on Dec. 15 this year, the Social Security Administration (SSA) doesn’t count December as your first month of eligibility because you’re only 62 for part of the month. You aren’t technically eligible for benefits until January 2024, and you won’t see your first check until February 2024. That’s because the SSA pays benefits in the month after the month for which they’re due. Only those born on the first of any month qualify for retirement benefits right at 62. For everyone else, the earliest age of eligibility is 62 and 1 month. But Kailey Hagen notes a little upside, as benefits will be a smidge higher by starting at age 62 and one month due to how benefits are calculated. Full piece here.

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