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When Waiting Until 70 to start Social Security Could Backfire

Delay, delay, delay say nearly all experts. Indeed, the highest permanent payout for life is achieved for those with the patience to wait to file for Social Security until age 70, known as max retirement age. Maurie Backman explains the formula for higher benefits but also notes that life circumstances can get in the way of even the best of plans or intentions. Health is chief among the considerations, meaning one may not be able to work all the way until age 70. Full piece here.

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