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Can Social Security Save Your Retirement?

Maurie Backman notes an estimated 33% of workers 55 and over have less than $10,000 set aside for the future.  One of the prevailing views held by so many is that Social Security will save folks in retirement.  The problem is Social Security only replaces about 40% of average workers’ pre-retirement income.  Most seniors, however, need somewhere between 70% to 80% of their former earnings to live comfortably.  Backman’s full piece explains what steps to take in advance, so one doesn’t have an over reliance on Social Security benefits.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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