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Can You Get Social Security if You Never Worked?

Yes, is the short answer to collecting Social Security, even with no work record. Maurie Backman explains spousal and survivor benefits. These provisions in the law harken back to an earlier time when few women did work outside the home. Spousal benefits can equal up to 50% of what a current or former spouse collects. If married, one must wait until your spouse files for Social Security to start receiving them. If divorced for two years or more, then you can claim spousal benefits before your ex-spouse files. Spousal benefits won’t affect or take away from the benefits your current or former spouse receives. Rather, the money you’re entitled to is separate. More on the ins and outs including eligibility can be found in the full article here.

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