Headlines
Demystifying Child-in-Care Spouse Benefits
Spouse Benefits Available at any Age Most couples know that age 62 is the normal minimum age to apply for spousal benefits. But many are not aware that spouse benefits are available to spouses at any age if they are…
Social Security: A 2025 Financial Picture
Social Security is America’s most important retirement program, providing financial assistance in retirement for over 70 million Americans. Indeed, about half of all those receiving Social Security benefits say that it is a “major” source of their retirement income. And,…
Social Security Reform: A Potential Costly Mistake
If you follow the news at all, you are likely well aware that the nation’s premier senior retirement program – Social Security – is facing some financial issues in merely seven years! That is certainly cause for concern among our…
CMS Announces 2026 Medicare Costs
Somewhat delayed by the recent government shutdown, the Centers for Medicare & Medicaid Services (CMS) has finally announced the costs seniors will be required to pay for their healthcare coverage. As you likely know, Medicare consists of several “parts” called…
People Born in 1959 Reach Their Full Retirement Age of 66 & 10 Months in 2026
In 2026, the full retirement age (FRA) reaches 66 and 10 months. The FRA has been slowly increasing since 1983 to help keep Social Security financially stable for the future beneficiaries. As the FRA retirement increases, the reduction for taking…
New Social Security Scam Alert
Scam Alert For Immediate Release November 12, 2025 Unexpected Letter, Text, or Email from the Social Security Administration Office of Inspector General? Think Scam First The Office of the Inspector General (OIG) for the Social Security Administration (SSA)…
The Cost of Medicare Part B is Still Delayed, but Expect a Substantial Increase
Due to the government shutdown, the release of the actual increase for Medicare Part B in 2026 is still delayed. The current estimate is still expecting it to increase from the current premium of $185 to $206.50. An increase of…
Definition Time: “Computational Years” and How They Affect Benefits
Social Security retirement benefits are based on earnings history, currently using 35 “computation years” to develop an average indexed monthly earnings (AIME) figure for use as the base for determining a retiree’s primary insurance amount (PIA). AIME represents the retirees’…
Your Personal “my Social Security” Account
Think about this: how often do you check on your personal finances, for example, the amount of money in your savings account, or how your investment portfolio is doing? Chances are that the answer is – you check from time…
Two biggest regrets of retirees
“Small amounts saved daily add up to huge investments in the end.” – Margo Vader The two biggest regrets of the majority of retirees are not saving enough and not starting to save early, according to the latest study by…