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Preparing for Your Social Security Decision–Some Thoughts
If you’re aging in to Social Security eligibility and have been thinking about the road ahead, you are probably already aware of some of the decisions you’ll need to make. And, of course, the most significant of these is the…
Baby Boomers and Retirement…Some Bumps in the Road?
Investment News senior columnist John Waggoner takes a serious look at how the “Baby Boom” generation is likely to fare in retirement, with emphasis on the impact of disappearing perks like defined benefit pensions, rules changes like elimination of the restricted application…
Could your Social Security benefit be garnished?
For a majority of current retirees, the Social Security program provides at least half of their monthly income. Various surveys suggest this will not change as baby boomers move out of the workforce and into retirement; however, this guaranteed source…
Don’t let 2017 slip away without making a few key Social Security moves
This time of year our minds tend to focus on holidays and making resolutions but it is a good time to make a few key Social Security moves. In Maurie Backman’s article appearing on The Motley Fool’s website (www.fool.com), she…
Some innovative steps to help contingent workers save for retirement
According to a 2016 study published by Princeton University, between 2005 and 2015, 94 percent of the net employment growth is estimated to have been through alternative work arrangements. The term “contingent worker” is often used to describe all workers…
How to achieve a worry-free retirement
Actuaries in the U.S, U.K., and Australia surveyed nearly 3,000 working-age adults about the various issues in planning for retirement, finding that longevity risk was the least understood part of their thinking for the years ahead. Only half of the…
What if you don’t have access to a 401(k)?
When you think of retirement savings you automatically picture a 401(k); however, not everyone has that option. Forty-one percent of Millennials do not have access to a plan through their employer. However, there are still plenty of ways to save…
The easiest way to figure out the best Social Security claiming strategy
According to the Social Security Administration data, more than three out of five seniors currently rely on their Social Security benefits for at least half of their monthly income. It is clear the importance placed on Social Security income during…
Many singles don’t feel they can afford to retire
In a recent TD Ameritrade survey, it found only 29 percent of single survey respondents in the United States said that they were financially secure and three out of ten single Americans are not saving any money compared with 17 percent…
Claiming Strategies and the Impact on Your Benefits
Although estimates vary among analysts, it’s no secret that waiting to file for Social Security benefits will result in a larger monthly payment over a drawing period. And with 62% of elderly beneficiaries relying on their Social Security benefit for half…