Headlines
Don’t have an employer-sponsored 401(k)? Other options are available.
A recent study has shown that employees with access to an employer-sponsored 401(k) plan have saved significantly for their retirement in those plans. However, that same study concluded that over 40% of American workers don’t have access to such a plan…
Working in Retirement: is it Worth it?
In a working paper entitled “Is Uncle Sam Inducing the Elderly to Retire” published by the National Bureau of Economic Research, a team that includes University of California, Berkeley economist and law professors and other fellow researchers suggests that future…
Are You Really Ready?
In Jason Hall’s column for The Motley Fool, he asks the reader whether or not they are ready for Social Security and if so, have you taken these factors into consideration: do you plan on working, how much you have…
The Do’s and Don’ts of Retirement Planning
Financial advisors always stress the importance of early retirement planning, but how do you know where to start? Having a no-nonsense easy to follow guide of the do’s and don’ts of retirement planning could help. This article by Jing Pan…
A do-it-yourself retirement plan
If you’re one of the millions of people without a big savings account to take into retirement with you, creating a plan for those golden years is essential, especially if Social Security will be a major source of your income.…
Tips to maximize your Social Security benefits
With over 2700 core rules in the Social Security program, it’s no wonder that many people don’t get all of the money they could get if they were armed with some additional knowledge. Navigating the complicated labyrinth of Social Security…
Positive changes to Americans’ savings habits.
Lack of adequate savings is a major factor in the retirement decision making process, but the trend seems to be improving for American workers and retirees alike. This Motley Fool article by Brian Stoffel explains how the percentage of workers…
What if You are a Low Saver?
What if you are a low saver and Social Security will be the major source of your retirement income; is there anything you can do to help plan for your retirement? Yes, there is, and Henry K. Hebeler of MarketWatch outlines…
Are your Social Security Taxes Going Up in 2017?
Depending on your personal situation, you may find yourself paying more for Social Security in 2017. The Social Security tax rate is 12.4 percent (combined) of your wages, up to the maximum level of $127,200. This figure is up from…
Social Security Impacts
More than sixty percent of retired workers count on their Social Security benefits to comprise half of their monthly income, and without that income many of these seniors would be in financial trouble. In Sean Williams’ column for Motley Fool, he…