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7 Terrible Excuses Why We Don’t Save Enough for Retirement
It’s no secret that Americans are terrible savers. According to a survey that accompanied Bankrate‘s November Financial Security Index and questioned people on their top financial priority, saving remains a relatively low priority for a good portion of Americans. The…
The Possible Stealth Social Security Cut You Can’t Afford to Ignore
The long-term financial challenges that Social Security face have been well-publicized, with annual looks at the program’s financial condition predicting the exhaustion of the Social Security Trust Fund within the next 20 years or so. In response, policymakers have come…
How Washington made itself irrelevant
Now that the midterms are behind us, let’s have an honest assessment of what’s really happening in our nation’s capital: The federal government’s power is diminishing. Washington is becoming less effective at addressing many of our nation’s problems and less…
This Letter Can Be Worth $1 Million
This fall the Social Security Administration began mailing out benefit statements for the first time since 2011. It’s crucial information, especially if you’re poised to move to your beach condo in Boca soon. “For many upper-middle-class couples, those benefits can…
Medicare deadline is Sunday
Only a few days remain for Medicare enrollees to make choices about their benefits for next year. Sunday, Dec. 7, is the last day of Medicare’s annual open enrollment period, when decisions can be made about health and prescription coverage…
Your Social Security number was stolen — Now what?
According to the Federal Trade Commission, more than 9 million Americans have their identities stolen each year; and, with advancements in banking and web technology, that number is growing. Identity theft is a pervasive and continuous event, when thieves or…
Ken Keller: ‘Be thankful for what you have and do’
By the time you read this, Thanksgiving Day and Black Friday will have passed. Except for retailers, this is generally the time of year when many businesses are slowing down, wrapping things up and preparing for the next calendar year. Some companies…
Obamacare’s Back-End Still Not Built; Officials Verifying Applications by Hand
Obamacare was signed into law four years and eight months ago, yet the highly unpopular program’s back-end computer systems still remain unbuilt. The problem is so bad, health officials have been forced to perform some verifications by hand. “Health insurers…
Congress nears vote on $1 trillion spending bill
Congress is quickly approaching a Thursday deadline to keep the government funded, but top lawmakers were prepared to approve a stopgap funding measure if necessary to buy lawmakers more time. “The federal government’s going to run out of money in…
Data breaches put holiday shoppers at higher risk for fraud
In addition to spending too much, one of the biggest risks facing holiday shoppers is the security of their personal and financial information, say cybersecurity experts. A year after a pre-Christmas data breach at Target Corp., which affected 40 million…