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Social Security and Marriage
Social Security is set up in a way that those that are a non-working spouse can still benefit from their working partners earned income. This is a great boon to those that put off their career in order to take…
Saving for Retirement
Many politicians have been pining on about a “retirement crisis” in America, and although it may not have reached crisis level yet it is far from well off. This combined with the insolvency issues facing retirement leaves many Americans worried…
Filing for Social Security at 62? Think about the downside.
As individuals approach their earliest date of Social Security eligibility (62), the thought of having an early cash infusion is enticing. Before making that decision, though, it’s important–no, critical–that the full impact the decision will have on the future is…
The Bipartisan Budget Act Hasn’t Elininated the need for Financial Advice
The much-discussed elimination of the “File and Suspend” option for many Americans did not eliminate all the options available to maximize retirement benefits. Many folks aging into Social Security eligibility, though, can still benefit from sound advice. An article posted on www.investmentnews.com…
What does a Speedometer and the Costs of Drugs Have in Common?
What does a speedometer and the costs of drugs have in common, not much right? Wrong…it’s all about the patents. The Supreme Court is scheduled to hear arguments in the case of Cuozzo Speed Technologies, LLC v. Lee, which is…
Understanding Spousal Benefits
There are a few rules that must be understood in order to determine spousal benefits. In an article posted on www.fool.com, these rules are outlined, and several helpful examples are presented, along with a summary of some of the changes now being…
VA Wait Times and What Some Clinics are Doing to Solve it.
The Department of Veterans Affairs response to the controversy for the wait times experienced by veterans called Veterans Choice is not working but some VA clinics are coming up with other ideas to reduce the wait times – simply by…
Wage Gap Leads to Sleep Gap
Over half the men in America admit to losing sleep over worrying about money problems, this is amplified to 70% with women. The number one cause for this worry is in retirement savings. It is becoming more and more apparent…
Wages Stagnating with Retirement of Boomers
Seniority pays a premium in most careers and Boomers are at the top of the ladder at the moment. Boomers are also retiring and leaving these positions vacant. However, although the positions are being filled, the wages for those positions…
Dispelling Some of the Myth of Social Security Privatization
It’s been a bit of a campaign football, with much rhetoric espoused about what’s wrong with “turning the Social Security Trust Fund over to Wall Street.” In fact, it was a sticking point in the most recent candidate debate, with…