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Why Workers Sign Up for Social Security at Age 62
The most popular age to sign up for Social Security is 62, with 32 percent of men and 38 percent of women born in 1946 claiming benefits at that age. Starting benefits at age 62 provides valuable retirement income as soon…
Your Retirement: Navigating the Social Security ‘Tax Trap’
If you haven’t discovered it already, up to 85 percent of your Social Security benefits could be taxed. As financial advisors, we are often surprised by the number of prospective retirees who come to us for planning and are shocked…
Make retirement savings last
After raising six children and working nearly 25 years at Blue Cross Blue Shield of Michigan, Elroy Grandy says he spent his first few years in retirement spending a bit too much. “Isn’t retirement something to really celebrate?” says Grandy, 65,…
NDIS funding levels not satisfactory, disability service providers say
The Federal Government released its eagerly awaited pricing schedule on Friday, ahead of the wider rollout of the NDIS. It comes as the ACT prepares to begin its rollout of the NDIS tomorrow. From 1 July the indexed hourly rate paid to…
Only Congress can fix shortchanged VA
Gen. Eric Shinseki has resigned, essentially assuming responsibility for problems created beyond his control. First, one purpose of the veterans’ health care system is to take care of injured service personnel no longer fit for duty. Evidence shows that Department…
American Airlines Disability Travel Assistance Review
Reduced Mobility Rights review the wheelchair assistance and disability special services policies of the largest airline in the world, American Airlines. Following the merger with US Airways on 9 December 2013, American Airlines became part of the largest airline in…
Social Security: When can I get disability benefits
There is no minimum age as long as you meet the Social Security definition of disabled. You must have worked under Social Security long enough to earn the required number of work credits and some of the work must be…
Every retirement saver must pass this test
For some people, finding the discipline to budget and save for retirement is the hardest part of amassing a nest egg. But for others, the challenge is one of financial literacy: They don’t understand how financial and economic concepts like…
Ten Facts About an Ex-Spouse’s Social Security Benefits
The maximum amount of social security benefits you can receive based on an an ex-spouse’s record is 50% of what your ex-spouse would get at their full retirement age. You cannot collect on a living ex-spouse’s social security benefit if…
Watchdog report: Workers with disabilities earn pennies per hour
Workers at a Chenango County nonprofit are paid as little as 33 cents an hour to package pharmaceuticals while the CEO’s annual compensation exceeds $400,000. They are among thousands of workers across New York state — and more than 200,000…