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MA payments are $76 billion above FFS Medicare
Medicare Advantage (MA) plans are funded primarily through fixed monthly payments from Medicare, based on the expected healthcare costs of enrolled beneficiaries. According to a recent report from the Medicare Payment Advisory Commission (MedPAC), in 2026, “Medicare Advantage payments are…
Are you ready to retire early?
All the retirement experts advise us that we need between one and two million dollars before we can retire. Others say, don’t start your Social Security before age 70. All this advice is great, but isn’t it a personal decision…
Potential violations of the Hatch Act
In newly disclosed court documents, the Justice Department revealed the DOGE team may have misused Social Security data. A top Justice Department official said, “SSA referred both DOGE employees for potential violations of the Hatch Act, which bars government employees…
H.R.5454 Medicare Advantage Prompt Pay Act
The Medicare Advantage Prompt Pay Act, H.R.5454, is bipartisan legislation introduced in Congress to address issues related to the reimbursement practices of Medicare Advantage (MA) plans. The act seeks to improve payment timelines for healthcare providers and protect seniors from…
Did you notice the changes in your monthly benefit?
Some Social Security recipients who would have already received their first Social Security benefit for 2026 may have noticed a couple of changes. The vast majority of Social Security recipients will notice that their benefit will be different from last…
Claiming at 62, is it a matter of longevity and risk
You can claim Social Security benefits starting at age 62, but your benefits will be reduced if you claim before your full retirement age. Delaying your claim past your full retirement age can increase your monthly benefits by eight percent…
Martin Luther King Day Observed
Everyone has the power for greatness, not for fame but greatness, because greatness is determined by service. – Martin Luther King, Jr. AMAC Foundation employees are off this day and thus Social Security Report will return on Tuesday, January 20th…
More on Social Security’s financial dilemma
As a companion to another article posted today hereon, this Roosevelt Institute article by Stephen Nuñez provides substantial detail about why a Social Security issue exists, and what can be done to prevent the Social Security Trust Funds from being…
Social Security’s maximum benefit is unachievable by most – but don’t despair
Social Security’s so-called “maximum benefit amount” ($5,251 per month for 2026) is one which is quite difficult (some would say, impossible) to achieve. Indeed, it is likely unattainable for most beneficiaries, because it requires a nexus of several factors. Nevertheless,…
Caution to those collecting early benefits: The Social Security “Earnings Test” applies
Probably the biggest cause of seniors receiving an “Overpayment Notice” from the Social Security Administration is a rule called the “Annual Earnings Test,” or “AET.” The AET affects those who claim Social Security prior to their full retirement age (FRA)…