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Divorced Spouse Social Security Benefits

As a divorced spouse, if you were married at least 10 years, you are eligible for a spousal benefit based on your ex-spouse’s record if you meet the other requirements. Even if your ex-spouse has remarried, if you are single,…

How to lower healthcare costs

The cost of the U.S. healthcare system has ballooned to $4 trillion a year. Although the number of heart-related deaths remains the same, chronic heart disease has exploded. Insurance paid out $35 billion for weight-loss drugs, while it pays nothing…

Is the Social Security Advisory Board on the way out?

A Reuters article posted on Jpost.com recently suggests that the Trump Administration may be moving to eliminate the 30-year ild Social Security Advisory Board (SSAB). The article attributes this speculation to the Office of Management and Budget’s zeroing out of…

What Is the Best Age to Claim Your Social Security?

This depends on your personal situation. If you are married, this decision should be made with your spouse. Look at your expected longevity (family history), your other retirement accounts, and how heavily dependent will you (or your survivor) will be…

When Will You Get Your Social Security Payment in May 2025?

Social Security does not send everyone’s payment out on the 1st of the month. The 1st is when Supplemental Security Income (SSI) payments are received. You receive your Social Security payment based on the day of the month that your…

SSA Takes a Step Into AI Training Mode

Social Security Administration employees are being asked to use a generative AI chatbot in their routine tasks, with a prerequisite that they watch a 4-minute video on the tool known as the “Agency Support Companion.” While the training might be a…

The difference in care between Medicare and Medicare Advantage members

With the increasing enrollment by Medicare recipients in Medicare Advantage health plans and the issue of prior authorization requirements and limited provider networks, a team of health policy researchers at Harvard T.H. Chan School of Public Health looked at the…

New Rules for Student Loan and Social Security Garnishment

May 5 is the target date for the Treasury Offset Program to begin collecting on defaulted federal student loans. A Marketwatch.com article by assistant managing editor Jillian Berman reports “… the process that allows for borrowers who are in default…

The Problem With News Headlines These days

Social Security is fairly prominent in the daily news cycle these days, from its looming insolvency to the chaos stemming from office schedules, staffing changes, and revisions to many of the access rules. So it’s little wonder that a headline…

Social Security’s Maximum Benefit–How Do You Get It?

Well, let’s just say it’s very difficult. Very few beneficiaries have an earnings record robust enough to generate the highest available benefit ($5,108 this year). As explained by Yahoo!Finance reporter Rachel Christian in a post on their website, “the path…

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