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It’s possible to get a $124,000 from Social Security
The estimated average Social Security benefit for a married couple in 2026 is about $3,208 per month, or approximately $38,500 annually. Individual benefit amounts can vary based on several factors. For example, Matt Frankel, CFP, writing for The Motley Fool,…
Is 62 the best age to claim Social Security?
You may be eligible to collect Social Security as early as 62; however, your benefit will be permanently reduced. But waiting until age 70 yields greater benefits for most people. Even with the promise of more money, why do only…
More about Social Security’s financial future
Unless you pay little or no attention to the news these days, you are already aware that Social Security is facing a financial issue in only about 6 years (2033). We’ve chronicled that fact fairly often at this website. Continuing…
Continuing Improvements at SSA
In his continuing quest to improve customer service at the Social Security Administration, Commissioner Frank J. Bisignano announced yesterday that SSA is bringing Continuing Disability Reviews (CDRs) back in-house and under direct management by the agency. CRS’s, formerly done by…
Retirement Advice deemed “The Best”
We always look carefully whenever someone claims to have “the best” advice for anything, but this Kiplinger article provides an excellent synopsis of the things you should be looking at for “retirement planning.” From evaluating your life expectancy, to investment…
Want a Bigger Social Security Payment? Here’s How
In all the years I’ve been working as a certified Social Security Advisor, no one has ever told me that they’re getting too much Social Security. Indeed, quite the opposite is true, as most lament that their monthly SS benefit…
Changes to Social Security are Coming Soon (hopefully)
If you are searching for good news about Social Security’s looming financial insolvency, it can be found in a recent estimate by Social Security’s actuaries that the Trust Fund balance wasn’t depleted as much as anticipated in 2025. But that’s…
For Veterans: How to Avoid Scams
AMAC (the Association of Mature American Citizens) and the AMAC Foundation have long been advocates for our veteran community, as evidenced by our Veterans Outreach program (see this). And in keeping with our commitment to our veterans of military service,…
Retirement Planning is an Ongoing Process
Planning for your so-called “golden years” of retirement is often thought of as a one-time event – you get your retirement plan in place and then move on to other things. But that is exactly the wrong approach to adopt,…
Targeting Social Security (and other Government) Fraud
We’ve all heard the stories about those who try to defraud the federal government, and Social Security is clearly a target for the multitude of scammers seeking ill-gotten gains. But the U.S. Department of Justice is ever vigilant for these…