Latest News
Taxation of your Social Security Benefits Should be Part of Your Retirement Plan
When planning for retirement, carefully assess the tax implications of your Social Security benefits. The “One Big Beautiful Bill” currently provides an extra $6,000 tax deduction for those 65 or older, helping reduce taxable benefits. However, some benefits may still…
How to Get Your Full Spousal Benefit
Spousal benefits are available if 50% of one spouse’s full retirement age (FRA) benefit is greater than 100% of the other spouse’s FRA benefit. To qualify, you must be at least age 62, your spouse must have filed for retirement…
April 2026 Social Security Payment Dates
April payments will start this week. Supplemental Security Income (SSI) will be paid on Wednesday, April 1st. Those receiving both SSI and Social Security Disability (SSDI) will receive their payment on Friday, April 3rd. Regular Social Security benefits are paid…
Working and Taking Your Social Security Benefits
If you work and collect Social Security benefits before reaching your full retirement age (FRA), your future benefit amount will be affected. John Rosenfeld wrote an article for The Motley Fool stating that, according to research from the Center for…
Key Considerations When Initiating Your Social Security Benefits
Deciding when to start your Social Security benefits could shape your financial future. Turning 62 makes you eligible, but that doesn’t mean claiming now is always the best option. Consider several factors before starting Social Security. While no one knows…
Retirement: Life (and Surprises) in the “End Zone”
After marching downfield for the length of a career, many retirees find that the turf in the end zone isn’t as welcoming or comfortable as they had hoped. Sorry to use a sports metaphor here, but it seems appropriate to…
Updated: Social Security Resources for Financial Professionals
(Source – Social Security Administration) Dear Colleague, We updated our Information for Financial Professionals webpage to better support professionals who help individuals plan for their financial future. The refreshed page brings together key Social Security resources in one convenient location, making it…
An Argument for Reconsidering Social Security’s Financial Management
Conservative political activist Star Parker, in a post yesterday on vindy.com, takes aim at the status quo aspect of Social Security trust fund financing. In developing a pro-privatization scenario, Ms. Parker frames her viewpoint with this analysis: “Let’s use some…
What if the Retirement Earnings Test Were Eliminated?
Social Security’s Retirement Earnings Test (RET) is a somewhat complex provision that often comes as an unpleasant surprise to many who claim benefits before their full retirement age (FRA). Social Security regulations stipulate that upon beginning retirement, spousal, or survivor…
Strategic Thinking for Married Couples to Enhance Benefits
Financial planning for retirement is important for everyone, but for married couples, the timing of claiming Social Security benefits can take on added importance. Delaying claims to take advantage of delayed retirement credits is, of course, one step toward achieving…