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Working and Taking Your Social Security Benefits
If you work and collect Social Security benefits before reaching your full retirement age (FRA), your future benefit amount will be affected. John Rosenfeld wrote an article for The Motley Fool stating that, according to research from the Center for…
Key Considerations When Initiating Your Social Security Benefits
Deciding when to start your Social Security benefits could shape your financial future. Turning 62 makes you eligible, but that doesn’t mean claiming now is always the best option. Consider several factors before starting Social Security. While no one knows…
Retirement: Life (and Surprises) in the “End Zone”
After marching downfield for the length of a career, many retirees find that the turf in the end zone isn’t as welcoming or comfortable as they had hoped. Sorry to use a sports metaphor here, but it seems appropriate to…
Updated: Social Security Resources for Financial Professionals
(Source – Social Security Administration) Dear Colleague, We updated our Information for Financial Professionals webpage to better support professionals who help individuals plan for their financial future. The refreshed page brings together key Social Security resources in one convenient location, making it…
An Argument for Reconsidering Social Security’s Financial Management
Conservative political activist Star Parker, in a post yesterday on vindy.com, takes aim at the status quo aspect of Social Security trust fund financing. In developing a pro-privatization scenario, Ms. Parker frames her viewpoint with this analysis: “Let’s use some…
What if the Retirement Earnings Test Were Eliminated?
Social Security’s Retirement Earnings Test (RET) is a somewhat complex provision that often comes as an unpleasant surprise to many who claim benefits before their full retirement age (FRA). Social Security regulations stipulate that upon beginning retirement, spousal, or survivor…
Strategic Thinking for Married Couples to Enhance Benefits
Financial planning for retirement is important for everyone, but for married couples, the timing of claiming Social Security benefits can take on added importance. Delaying claims to take advantage of delayed retirement credits is, of course, one step toward achieving…
Women’s History Month and Social Security
Source – Social Security Administration During Women’s History Month, we recognize the important role Social Security has played in the lives of women across generations. In 1940, Ida May Fuller became the first person to receive recurring monthly Social Security benefits. From…
Deaing With the Anxieties of Social Security’s Insolvency Problem
Nearly every day, the media airwaves sound another edition of the general alarm about the Social Security trust fund depletion projections. With this constant drumbeat, there is little wonder why a growing number of retirees and future retirees are paying…
A Conversation with the Commissioner–“Preserving Social Security for Future Generations”
In an interview with Washington Examiner’s Kelly Sadler, Social Security Commissioner Frank Bisignano discusses the Agency’s “protect and preserve” philosophy for modernizing and improving the customer experience for the 330 million Americans relying on it. In his remarks, he focuses…