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Tips For Those Applying for Social Security in 2023
Deciding when to claim those Social Security benefits you’ve earned from a lifetime of working is, in and of itself, an important task. It’s a decision which should not be whimsically made, because it’s probably the most important financial decision…
The Difference Between the SSI and SSDI Disability Programs
There are two separate disability programs which are administered (in whole or in part) by the Social Security Administration, and they are: SSI (“Supplemental Security Income”) which is a means-tested program not dependent on Social Security work credits; and SSDI…
About Those Pesky Medicare TV Ads
If you have already tried to navigate America’s national healthcare program called Medicare, you are likely still fairly perplexed about all the different “Parts” and “Plans” which are available, and especially confused about which combination of “Parts” and “Plans” might…
A Nice Surprise about Your 2023 Medicare Part B Premium
In these days of higher prices for just about everything, those enrolled in Medicare are in for a nice surprise starting in 2023. Although Medicare Part A (for in-patient hospitalization services) is free to most, there is always a premium…
The Case for Waiting Until Age 70 to Claim Social Security
If you’re at or approaching your 62nd birthday when you first become eligible for Social Security benefits, age 70 probably seems like long away. But there’s a pretty big and unpleasant financial impact if you claim at age 62 –…
Be Careful if You Go Back to Work After Starting Social Security
It’s a trap that many an unsuspecting Social Security beneficiary has fallen into – the so-called Social Security “earnings test.” Many Americans simply don’t understand the rules, especially those that relate to working while collecting Social Security benefits, and that…
Can My Dependents Get Benefits if I’m on Disability?
The short answer is, probably yes – if they meet certain eligibility criteria. When a worker becomes fully disabled before reaching full retirement age, the worker can apply for Social Security Disability Insurance (SSDI) benefits to sustain them financially while…
Should You Wait Until Age 70 to Claim Social Security?
Most Americans now know that the longer they wait to claim, the more their Social Security benefit will be. To get the maximum benefit you can, waiting until age 70 to claim is the way to go but, of course,…
Not Knowing This About Social Security Could Spell Trouble in Retirement
Here’s a stark fact: most Americans are woefully misinformed about how Social Security works and similarly in the dark about the best time for them to claim benefits. There’s one myth, especially, that seems to have a life of its…
About Social Security Benefits for Children
Most people don’t think about Social Security as a benefit for children but, for decades, Social Security has paid benefits to children of those who are collecting either their Social Security retirement (or SS disability) benefits. There are, of course,…