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Social Security Tools for Educators
Everyone needs to understand Social Security, and the SSA seeks to help those in a position to help spread the word by providing an educator’s toolkit that can serve as a basis for developing lesson plans for the classroom. From graphics…
Getting the Most Out of Social Security
Nothing really new here, just a few reminders that there are ways you can ensure that you will be maximizing the benefits available to you from Social Security. The Motley Fool’s Selena Maranjian offers three basic facts that everyone should be…
A Plug for “my Social Security Accounts”
“my Social Security is your online gateway to Social Security. It provides interactive and secure access to many Social Security online services. Creating an account gives you the control to check your Social Security Statement, change your address, verify your reported earnings, estimate…
Social Security and Retirement Reality
For many, thoughts of retirement financing focus largely on relying on Social Security benefits to carry them through their later years. Unfortunately, there are some fundamental realities that make this an untenable situation for a lot of folks. First, there’s…
Planning for Retirement – Thoughts on Avoiding Mistakes
Planning for retirement is not an easy thing. There are many missteps one can take along the way that could detract from reaching the goals you’ve set, and it’s often good to consider sage advice from those knowledgeable in the…
Your Social Security Benefit – How to Beat the Average
Roughly $1550 per month…that’s the average Social Security Benefit payment these days. So, how can you set yourself up to exceed that figure when you reach retirement? There are some basic factors on which you can focus to achieve a…
About Medicare’s “three day rule” for Skilled Nursing Home Coverage
As if Medicare’s various rules regarding healthcare aren’t already complicated enough, the so-called “three day rule” adds yet another level of confusion for those needing skill nursing care. The base rule is this: for Medicare to cover your stay in a…
Medicare Annual Enrollment Period is Just Around the Corner
It’s never too early to start planning for your needs, especially those involving your well being and your healthcare. Although it’s only August, the Medicare Annual Enrollment Period (AEO) is fast approaching, which means it’s time to evaluate your current healthcare…
Are You Missing Out on Free Retirement Money?
Many employers offer what’s commonly referred to as a “401(k)” plan which allows an employee to contribute pre-tax dollars to their future retirement savings, with the employer also contributing a percentage of the employees contribution. Sometimes an employer will even match…
You Can Stop Your Social Security Payments, But Why Would You?
Generally speaking, once you claim your Social Security benefits you’re stuck with them, including the size of your benefit. But the reality of life is that sometimes things change, and Social Security does have rules which permit you to stop…