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2 Social Security Modifications to Include in Retirement Planning
Diane Mtetwa says planning for Social Security changes now can help you stay in control of how you will live in retirement later. She explains how the full retirement age has gone up gradually. This also lowers the payout for…
Medicare and Hospice
Hospice, as most know, is an end-of-life caregiving service which offers comfort to terminally ill patients in their final days. An invaluable service to those in need, there are nevertheless expenses associated Hospice care and many of those expenses are…
Many Seniors Plan to Work Longer; or Forever
There’s little doubt that Americans are living longer, with overall average US life expectancy now predicted at nearly 79 years old. And according to the Social Security Administration, seniors of retirement age today (early-mid 60s) can expect to, on average, live…
Need to Correct or Replace Your Social Security Card? Here’s how.
If you’ve simply misplaced your Social Security card and want to get another, requesting a replacement card via your online “My Social Security” account is the most efficient option. Since the COVID-19 pandemic has forced all Social Security offices to be closed to public access,…
Fibromyalgia and Social Security Disability
Fibromyalgia is a somewhat phantom-like disease which causes symptoms including sever joint pain, as well as pain in surrounding muscles, tendons and soft tissues. Usually difficult to diagnose and equally difficult to treat, it nevertheless causes its victims chronic suffering which they may…
Are You Ready To Claim Social Security?
Deciding when to claim Social Security is arguably one of the most important financial decisions you will ever make. After all, most Americans say that Social Security represents a “major” part of their retirement income, so carefully evaluating when to…
How A Second Home Can Affect Your Retirement Plan
Owning a vacation home can seem like a great idea. After all, just throwing a few things in your car to leave for a vacation at your personal Shangri-La is a very enticing dream. But, if you’re contemplating buying a…
Women Face Different Retirement Issues
When it comes to retirement planning, American women face a much different landscape than American men. The realities of life often place women in a caregiver role, first to her own children and later to older family members, during her…
About “stealing” Social Security Disability Benefits
Social Security Disability Insurance (SSDI) provides crucial income for eligible workers who become disabled, either through a work-related injury or serious medical condition. SSDI offers those who have worked and contributed to Social Security a financial lifeline to sustain them if…
Investment Risk When Approaching Retirement
Investment “risk” is a common term used to identify the potential loss your retirement nest egg is exposed to. Few investments are 100% risk free. But some investment categories – typically stocks – are inherently more risky than others such as fixed-interest bonds…