Latest News

How the Social Security Earnings Test May Affect Your Retirement

Folks who have reached their full retirement age (66-67 depending on birth year) need not worry about the Social Security Earnings test.  They can earn as much income from work as they like and collect their full Social Security benefits…

Avoid Taxes on Your Social Security Benefits

Social Security benefits are subject to taxes and it’s something that tends to catch many recipients off guard.  But Maurie Backman explains one can plan for that inevitability.  Some suggestions include: 1. House your retirement savings in a Roth IRA; 2. Move to…

Why Claiming Social Security at 62 Could Backfire on You

It’s not only the earliest age one can claim Social Security but 62 is also the most popular.  It could be folks do not understand their benefits are cut when claiming at that age.  Further, few likely know the maximum…

3 Social Security Secrets for Even Bigger Checks

It’s hardly a “secret,” as nearly every expert says to delay Social Security as long as possible (to age 70 if you can), but Kailey Hagen nonetheless notes to not start benefits at age 62 as among her three tips…

17 Tips To Live Comfortably Off Just Social Security

Social Security was never meant to be a sole source of income in retirement, but it is for many.  Gabrielle Olya of Yahoo Finance lists 17 tips on how to live comfortably on just Social Security monthly payments.  Many suggestions…

2 Social Security Modifications to Include in Retirement Planning

Diane Mtetwa says planning for Social Security changes now can help you stay in control of how you will live in retirement later.  She explains how the full retirement age has gone up gradually.  This also lowers the payout for…

Medicare and Hospice

Hospice, as most know, is an end-of-life caregiving service which offers comfort to terminally ill patients in their final days. An invaluable service to those in need, there are nevertheless expenses associated Hospice care and many of those expenses are…

Many Seniors Plan to Work Longer; or Forever

There’s little doubt that Americans are living longer, with overall average US life expectancy now predicted at nearly 79 years old. And according to the Social Security Administration, seniors of retirement age today (early-mid 60s) can expect to, on average, live…

Need to Correct or Replace Your Social Security Card? Here’s how.

If you’ve simply misplaced your Social Security card and want to get another, requesting a replacement card via your online “My Social Security” account is the most efficient option. Since the COVID-19 pandemic has forced all Social Security offices to be closed to public access,…

Fibromyalgia and Social Security Disability

Fibromyalgia is a somewhat phantom-like disease which causes symptoms including sever joint pain, as well as pain in surrounding muscles, tendons and soft tissues. Usually difficult to diagnose and equally difficult to treat, it nevertheless causes its victims chronic suffering which they may…

Website by Geiger Computers