Latest News
Scam Alert: Social Security Won’t Suspend Your Account
We warn you regularly at this website about Social Security scams, but it bears repeating often, as emphasized by a scam call I received just a few days ago. The caller represented himself to be from the Social Security Administration, advising…
An Interesting Concept: A “flat” Social Security benefit
The topic of Social Security reform is widely discussed these days because Social Security’s Trustees have been warning for decades that the program’s reserve assets will be depleted in the mid-2030’s, and because the economic effects of the coronavirus pandemic…
The Retirement Conundrum – Should You Keep Working?
“Early retirement” is probably a pleasant notion in the dreams of most American workers, but achieving it in the true sense of the words may not be so easy. Reality is that most Americans rely on Social Security for at…
2020 “Open Enrollment” is Ending Soon – Do You Need a Checkup?
There are only a few days left in this year’s so-called “Medicare open enrollment” which, technically, is actually named the “Annual Election Period.” But regardless of what you call it, this period -which runs between October 15th and December 7th of…
Simple Mistakes That Could Slash Your Social Security
It’s a fact that a majority of American seniors rely on Social Security for a major portion of their retirement income. Thus, if makes a lot of sense to try to make your Social Security payment the most it can be, considering…
Don’t Let Medicare Torpedo Your Retirement
To paraphrase Robert Burns, “the best laid plans often go awry,” and that can be especially true when it comes to retirement planning. While it’s very important to consider your Social Security benefits in the context of your overall retirement…
Should You Wait Until 70 to Claim Social Security?
A majority of those considering Social Security are aware that waiting until age 70 to claim will yield the highest possible benefit amount. But the interesting reality is that only a small percentage of people actually wait until age 70…
Social Security, and the COVID-19 Pandemic
No one would argue that 2020 hasn’t been a challenging year. The COVID-19 pandemic threw a whole bucket of monkey wrenches into most families, especially those who were contemplating retirement and trying to see where Social Security fit into their retirement…
Some Unique Social Security Rules You Should Know
Social Security has lots of rules – in fact, well over 2,700 of them. Indeed, there’s a rule in place for just about every conceivable situation which has ever arisen in the lives of all 64 million Social Security recipients. But there…
Claiming Social Security at Age 65 May Not Be Wise
Age 65 seems to be what many people consider the “standard” retirement age. Of course, that could be influenced by the requirement to enroll for Medicare benefits at age 65, which leads many to assume that filing for Social Security…