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Filing Early…Understanding the Consequences
Most folks know that filing for Social Security benefits before one’s full retirement age results in a lower monthly benefit payment, Of course, you’ll get more monthly payments, and the system is calibrated so that if your time in the…
Medicare Scams Now Making the Rounds
From time-to-time, we post alerts about Social Security-related fraud activity, recognizing that it’s important for Seniors to understand how scammers prey on them. It’s equally important to be aware of how these despicable folks execute scams related to Medicare, and…
Biden Hints at “More Direct Stimulus Payments”
Although there doesn’t yet appear to be much common ground in Congress for the next economic stimulus plan, the Biden camp is making its thoughts known. Reporter Oscar Gonzalez, in a post today on msn.com, highlights the thoughts expressed by Joe…
SSA Among Agencies Eyeing Telework As Permanent
While it’s not a totally new concept, “work at home” has taken on new prominence as a result of the COVID-19 pandemic lockdowns. With agencies like Social Security Administratoion, Government Accountability Office, and Homeland Security finding success in adapting work…
A Snapshot Look at Spousal Benefits
In this post today on bigrapidsnews.com, Social Security Administration Public Affairs Specialist Vonda Van Til provides a quick look at the important subject of spousal benefits. At the AMAC Foundation’s Social Security Advisory Service, we note that this is the…
Understanding the Reality of Social Security’s “Replacement Rate”
One of the frequent misunderstandings people have about Social Security’s place in their retirement planning scenario is the benefit amount relative to their pre-retirement income level. It’s not a 1:1 ratio, as some folks think, in fact, it’s nowhere near…
Perspectives on Social Security’s “Problems”
Many folks have ideas about what’s “wrong” with Social Security, at least how some of its intricate rules and regulations affect them. Noted Social Security veteran Tom Margenau has encountered a few of them through the years, and has put some…
More on Social Security Myths and Misunderstandings
In the Social Security public seminars we do here at the AMAC Foundation Social Security Advisory Service, we spend a segment talking about the folklore that typically surrounds the program. You know, the urban myths that just won’t go away,…
A Dozen Social Security Basics Worth Knowing
Social Security is complex. We say that all the time, and that’s essentially why we formed the AMAC Social Security Advisory Service five years ago…to help America’s Seniors navigate these complexities. Said another way, we seek to make sure Seniors…
Quick Question on Spousal Benefits
“If my husband passes before I do will I receive his Social Security benefit?” This is one of the more frequent questions we handle in the AMAC Foundation’s Social Security Advisory Service, and we typically spend a fair amount of…