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News flash for high earners: You can’t live on Social Security alone
If you go by the long-held standard that when you retire you’ll need 80% of your pre-retirement income to live comfortably, then those with a large salary near the end of their career should be very aware that Social Security…
Social Security options for divorced spouses
Though there are some nuances that will affect your eligibility, ex-spouse’s are generally just as entitled to spousal benefits as are current spouse’s. This often misunderstood fact is, if you are divorced, one that could come as really good news…
A silver lining in rising gas prices?
Anyone who drives has certainly noticed by now that the price of gasoline has been steadily rising and, by all projections they are expected to continue upward throughout the summer. This is due to rising crude oil prices, especially on the…
Delay distributing new Medicare cards; but watch out for scams
The much-reported new Medicare cards, sans Social Security numbers, which were slated to start being distributed in April 2018 have been slightly delayed to deal with some unnamed security issues. Distribution is now scheduled to start next month (May) and…
Replacing your Social Security card has gotten easier
For many Americans, that Social Security card probably first issued when they were just youngsters has gotten quite badly tattered or perhaps was even lost. If fears of a long wait at your local Social Security office to get a…
Having the right mindset about claiming Social Security
There are few American’s who aren’t affected by Social Security, either those already collecting benefits or those whose paychecks are now contributing to the program. Indeed, while a large majority of those already retired say that Social Security plays a…
Don’t let Social Security myths cost you big money
Unless you’re part of the very upper financial echelon of Americans, your Social Security benefit is going to be a major part of your retirement income stream. Given that fact, it’s important to make sure that your decision on when…
Social Security’s expanded online services
Continuing its efforts to enhance the online capabilities available to Americans, the Social Security Administration (SSA) has announced to New York residents that they can now order replacement Social Security cards online, if they have already created a “My Social…
“Just hang up” on Medicare card scammers
Here we go again. It seems like scammers and cyber-criminals will exploit every possible opportunity to get your personal information to use for their nefarious purposes. The latest con is perpetrated via a telephone call from someone pretending to be from…
Misunderstandings about the Social Security program
An uncomfortably huge portion of American seniors simply don’t understand how the Social Security program works, which means that they could very well end up losing a considerable amount of the benefits available to them. Fully two-thirds of future retirees…