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Should you claim Social Security at age 62?
Deciding when to start your Social Security benefits is arguably the most important retirement decision you will make. But should you claim benefits as soon as you are eligible at age 62, or should you wait until a later age…
When it comes to Social Security, know your numbers
If you’re approaching that magical age of 62 when you can first apply for Social Security, you should carefully evaluate whether it’s wise to start benefits as soon as you can, or to wait until your Social Security full retirement…
Simple guide on the ins and outs of Medicare
If you are one of the millions that become eligible for Medicare in 2018, it’s important to have the information you need to make smart decisions about your healthcare coverage. The article offers you a simple guide on the ins…
Should you be pessimistic or optimistic about retirement goal setting
In Bryon Moore’s advice column, he answers a reader’s question on setting some retirement goals and whether they should be pessimistic or optimistic about how things will go, both now and in retirement. Read his column here… Notice: The link provided…
Will raising the Social Security age make a difference?
The current projections by the experts suggest that by the mid-2030s, Social Security will have a shortfall that leaves roughly a quarter of scheduled benefits unfunded. A few lawmakers see raising the full retirement age for Social Security benefits as…
Can you live on your Social Security benefit?
The average monthly Social Security benefit ($1,404) it is not enough as your sole source of retirement income. The attached article explains for those who are planning to use Social Security to sustain them in retirement may be in for…
Mistakes you cannot avoid to make with Medicare
If you are like most seniors you rely on Medicare to cover their healthcare needs in retirement. But Medicare is not free and if you’re not careful you could end up spending far more on Medicare than what’s actually necessary.…
More people today enter retirement in debt than in past decades
The researchers at National Bureau of Economic Research (NBER), examined older individuals’ debt patterns using the Health and Retirement Study (HRS) and the National Financial Capability Study (NFCS), and found older people today appear more likely to enter retirement in…
Should you take advantage of temporarily lowered tax brackets to save for retirement?
Although financial advisors don’t expect the Tax Cuts and Jobs Act to significantly change how you save for retirement; however, that doesn’t mean the law wont’ have any effect. Read article here… Notice: The link provided in the text above connects readers…
Working Retirement?
Today’s retirees are healthier and more ambitious than ever before. In a recent survey by Career Builder found “30 percent of U.S. workers ages 60 and older plan to retire at age 70 or older.” Read article here… Notice: The link…