Latest News
More bad news about Equifax
In the wake of last September’s announcement by Equifax that the personal data of over 145 million consumers have been compromised comes more bad news that the hack of their data base was even worse than originally reported. In addition…
Social Security for previously undocumented immigrants who become permanent residents
Often a hot-button topic of discussion, Social Security retirement benefits for permanent residents may be payable even if they were previously an “undocumented immigrant” who nevertheless paid their income and Social Security payroll (FICA) taxes using an Individual Tax Identification…
Freelance workers can collect Social Security too
There are certainly a lot of advantages to being a freelance worker, not the least of which are that you can pick the projects you work on and you don’t need to deal with the sometimes stressful and often mundane…
Retirement risks, and how to avoid them
Even if you’re a dedicated planner who has put many hours of thought and research into your eventual retirement, after you have actually entered your golden years you must still be vigilant with the same dedication you used to create…
Beware of Social Security “fraudsters”
It’s a sad fact of life today, but living in our electronic world - while efficient - also opens the door for identity theft, scams, and other generally repulsive acts by cyber-criminals. Senior citizens are, unfortunately, quite often the target…
Need assistance? Here’s how to connect with Social Security
With over 61 million people already relying on it, and thousands more about to be each day, the Social Security Administration is an oft-needed source of information for a large number of American citizens. With such a huge constituency, it’s…
A new retirement income strategy called Spend Safely in Retirement
According to a recent report, most Americans have access to the best retirement income generator around: Social Security. The researchers at the Stanford Center on Longevity, in collaboration with the Society of Actuaries, found that Social Security meets most planning…
How not to become a victim of Social Security scams
Social Security serves as a key source of income for countless retirement, many of whom wouldn’t manage to pay their bills without those benefits. However, each year countless seniors fall victim to Social Security scams or crooks who steal their…
One-third of independent contractors say saving for retirement is a challenge
At a hearing of the Senate Health, Education, labor and Pensions Committee’s subpanel on primary health and retirement security, the matter of retirement savings options for independent contractors and other so-called gig economy workers were discussed with Senators from both…
It’s never too early to determine if your retirement income will be enough
For some Americans looking ahead at retirement, the reality of not having enough income to pay the bills may be setting in. Many retirees are finding that it is necessary to return to a job or cut back on their…