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The downside of “fixes” for Social Security insolvency
It’s not going to be easy, and everybody knows this. After all, the can has been kicked for the past four decades, and the Board of Trustees noted that the kicking can only go another seven years before the cuts…
Is delaying retirement becoming the norm?
According to a survey by F&G Annuities & Life, Inc., the trend toward early retirement appears to be in a period of reversal. In a post on prnewswire.com, F&G’s editorial staff reports that “More than two-thirds (70%) of pre-retirees over…
Big Tax Breaks Ahead for Seniors Thanks to One Big Beautiful Bill — Here’s What You Need to Know
(This article originally appeared on AMAC Newsline 7/14/2025) Americans are set to see meaningful tax relief starting in 2025, thanks to a sweeping new law the “One Big Beautiful Bill.” This legislation delivers real savings for retirees and working seniors alike and…
Dealing with inflation in retirement–COLAs are likely not the answer
The Social Security cost-of-living adjustment (COLA) for 2025 was 2.5%, and it appears likely to be in that same range for 2026. Recent media accounts of CPI changes suggest a slight upswing, but that remains to be seen after the…
Can you improve retirement security through a Bridge Strategy?
Using a “bridge strategy” for retirement planning may sound complex, but it’s actually quite straightforward. In simple terms, the concept involves using other financial assets (such as savings or low-yield investments) to cover current living expenses and defer claiming Social…
Social Security Insolvency and the Steadily Unfolding Fertility Rate Problem
The 2025 Social Security Trustees Report didn’t offer any new insights into a long-established problem. The key upshot from the report is that the insolvency date moved a bit closer than projected a year ago. For most who follow this…
GAO Calls Attention to Unresolved Cybersecurity Issues
Citing the potential for sensitive personal data to be jeopardized due to inattention to a series of open recommendations tied to cybersecurity and information technology management, the U.S. Government Accountability Office (GAO) recently warned Social Security Administration officials of the…
Changes in data collection could affect 2026 COLA calculation
The Bureau of Labor Statistics recently eliminated three cities from the data sampling used to calculate its inflation numbers. Is this a big deal, and could it affect the calculation of Social Security’s cost-of-living adjustment (COLA) for 2026 (and beyond)? According…
Rethinking your decision to file for Social Security.
The gloomy 2025 Board of Social Security trustees report may have nudged you to think about filing for benefits before your full retirement age. If so, you might want to rethink that decision, says the writers at The Motley Fool.…
Paper checks slated to cease in a few months
The roughly half million Social Security beneficiaries still receiving paper checks will be required to convert to an alternative by September 30 to comply with President Trump’s Executive Order (EO) 14247. The Executive Order, titled “Modernizing Payments To and From…