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How Americans would fix Social Security
In the early 1980s, Social Security became known as the third rail of American politics, and it remains so today. With no proposals to address the impending insolvency, the Program for Public Consultation at the University of Maryland’s School of…
How confident are you on understanding Medicare
Does consumer confidence always translate into actual understanding? According to the latest survey by eHealth, it does not. The survey results show that 89 percent of beneficiaries feel confident that they understand their Medicare benefits and coverage options; however, just…
Is 67 a good time for you to take benefits?
The earliest you can claim Social Security is age 62, but your monthly benefit will be reduced if you claim before your full retirement age (FRA). At your FRA, you receive 100 percent of your calculated benefit. If you delay…
5 Social Security YouTube Videos Everyone Should See Today
Social Security programs, benefits, and resources are here to support you throughout life’s journey. On our YouTube channel, you’ll find easy-to-understand videos that explain our programs, benefits, and services. Whether you’re planning for retirement, managing your benefits, or creating your…
Your Medicare coverage may look different in 2027
An Annual Notice of Change (ANOC) is a document Medicare Advantage and Part D plans must send by September 30 each year, explaining changes to premiums, copays, drug coverage, and provider networks effective January 1. You should receive your ANOC…
Workplace retirement plans can help make a difference
We all have an age at which we want to retire. However, with economic pressures mounting, it feels like that target is moving further away. According to the Employee Benefit Research Institute (EBRI) and Greenwald Research, worker confidence in having…
Coordinating with your spouse to maximize your benefits
Timing is everything, so the expression goes. That statement is very true when it comes to claiming your Social Security. If you are single, the decision is relatively easier to maximize your benefits, but for couples, it means coordinating with…
Struggle to build engagement and trust with Medicare Advantage members
The JD Power 2026 U.S. Medicare Advantage Study found “the overall satisfaction with Medicare Advantage plans declines for the second consecutive year.” They also reported that 43 percent of plan members say their plan is a trusted partner in their…
The role of education in retirement planning
The Department of Labor’s 2024 National Compensation Survey found that only about half of U.S. small employers offer a retirement plan, compared with nearly all large employers. Although millions of private sector workers still lack access to workplace retirement savings…
How COLA affects your Social Security benefits
The Social Security Administration will announce the official 2027 COLA on October 14, 2026. The COLA equals the percentage increase in the average CPI-W (Consumer Price Index for Urban Wage Earners and Clerical Workers) for July, August, and September 2026…