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Equifax: Learn from others how to handle, and how not to handle, this crisis
It has been all over the news, but the Equifax data breach potentially affecting 143 million Americans is an issue of crisis proportions for the company itself. Equifax hasn’t been particularly forthcoming about what happened, nor have they been especially…
Women should plan differently for their Social Security retirement
It may be stating the obvious, but when it comes to considering how Social Security fits into a retirement plan, women have a whole different set of scenarios to consider. Even putting aside the gender pay gap, women tend to…
The retirement savings crisis: Fixing it is crucial
It’s fairly well known that Americans are simply not saving as they should to ensure a comfortable retirement, with fully 1/3 having nothing at all saved for their future. Couple this issue with the looming threat of future cuts in…
Medicare for all: Good or bad?
With Bernie Sanders hitting the D.C. circuit with his “Medicare for all” proposal, many pundits are offering opinions as to whether the single-payer healthcare concept is a system whose time has come, or an impending disaster. In this National Review…
Financing your retirement healthcare needs
Recent studies have shown that healthcare is one of the largest expenses most American senior citizens will have in their retirement years, and being prepared for healthcare costs could save you from struggling during your golden years. A Heath Savings…
Ready for Social Security? If you don’t know this, you’re not
The basics are quite simple, actually. But if you don’t know them and apply at the wrong time, it can mean that you’ll be forfeiting money that you, or your dependents, are entitled to. And a decision on when to…
Sometimes taking Social Security early is the smart move
Complementing another article on this webpage about waiting until age 70 to apply for Social Security, this article offers some reasons on why applying for benefits early can be exactly the right move for some. It all comes down to…
Is waiting until age 70 for Social Security a smart move?
If you are a person who reads articles on Social Security on a regular basis, you will often see suggestions that you should wait until you are 70 years old to collect. This speaks to the most frequently asked question advisors receive:…
The Social Security number: it’s becoming obsolete
Although it has well served its original purpose of existing for “Social Security and tax purposes only”, the Social Security number today is fast becoming obsolete as a technologically modern way of identifying people. With fingerprint reading, iris scanning and…
The August numbers are in; COLA increase for 2018 fairly certain
A COLA, the annual cost of living adjustment to Social Security benefit payments, is starting to look like it will definitely happen for 2018. With the August Consumer Price Index (CPI) numbers now on the books, even assuming a flat…