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A Look at Differences in Retirement Savings Rates
American Enterprise Institute resident scholar Andrew G. Biggs examines the disparity in rates of saving among various population segments in an article posted today on www.aei.org. In his article, Biggs offers conjecture on why middle class savings rates outpace the rates…
Preserving Your Retirement…Some Things to Watch Out For
Even if you’ve prepared well for financial security in your retirement years, there are some highly important situations you need to keep in mind in order to maintain fiscal health for the long-term. Sean Williams, in a post today on host.madison.com,…
Calculating benefits and the effect of waiting to file.
If you’re planning to retire from work, that doesn’t mean you have to start your Social Security benefits. In fact, if you can afford to wait, you can end up receiving a much larger benefit. This USA Today article by…
Knowing Medicare’s rules about nursing home care.
Changes often come with aging and unfortunately many people don’t have long term care insurance to cover the high cost of a nursing home, should that be required. This article by Attorney Bo Bingham at TheSpectrum.com discusses planning in advance…
Your New Year’s Financial Resolutions
It’s the time of year to think about New Year’s resolutions, and now is an excellent time to resolve to assess your retirement readiness and security early in 2017. This Money article by Walter Updegrave suggests two resolutions you should make…
Want to boost your retirement income? Here’s how.
With fewer traditional pension plans available, it’s vitally important that those contemplating their future retirement consider all the income options available to them. This pantagraph.com article by Selena Maranjian describes ten tips to help you position for a more comfortable retirement.…
Planning for retirement? Don’t make these mistakes.
Planning for retirement can sometimes seem daunting, but there are two simple mistakes that are far too often made by those making plans for their golden years. This Moneyips.com article by Shaun Plum explains how underestimating your life expectancy and overestimating how long…
The 4% retirement rule, and why it might not work for you.
The 4% rule- the advice many advisors give for how much of your nest egg you should withdraw annually during retirement – isn’t as cut and dried as it may seem. It could spell trouble if your investment returns don’t…
Trust fund may be depleted earlier than thought
A newly release assessment by the Congressional Budget Office (CBO) has projected that the Social Security Trust Funds may be depleted years earlier than expected, forcing cuts to Social Security benefits beginning in 2030. This, of course, is if Congress…
Save on taxes in retirement by thinking ahead
It pays to think long term if you want to save money on taxes after you retire. This article by Kelli B. Grant appears at msn.com and explains some tax saving strategies that you can use now to save money…