Q & A
Can a stay at home dad collect from wife’s benefits, even though they may be divorced?
More on the question: The wife is the primary wage earner and the husband quit his work to take care of the kids. Husband is 62 and wife is 57. The husband’s best option is to wait until his wife reaches…
I have never worked but my spouse has. What will my benefits be?
Answer: You can be entitled to as much as one-half of your spouse’s benefit amount when you reach full retirement age. If you want to get Social Security retirement benefits before you reach full retirement age, the amount of your benefit…
Can I receive Social Security benefits and Supplemental Security Income benefits at the same time?
Answer: You may be able to receive SSI in addition to monthly Social Security benefits if your Social Security benefit is low enough for you to qualify for SSI. Whether you can get SSI depends on your income and resources (the…
I retired from railroad. I receive my Medicare under the Railroad Retirement Board. Is my Medicare any different than the Medicare offered through Social Security?
Answer: The Social Security Administration was established in 1935 to administer retirement benefit programs to U.S. workers and their families. The Railroad Retirement Board is an independent federal agency that was created in 1935 to administer the retirement benefit programs…
Why does Social Security make it a point to ask about current and past marriages when a person applies for their own benefits?
Social Security will look at all possibilities to make sure you receive the maximum benefit possible. This includes spousal benefits. Social Security can be an important financial asset for married couples when the time comes to apply for retirement benefits. If…
How does a divorced spouse qualify for benefits?
Answer: A person can receive benefits as a divorced spouse on a former spouse’s Social Security record if he or she: Was married to the former spouse for at least 10 years; Is at least age 62 years old; Is…
How do I appeal the medical decision if my Social Security or SSI disability application or reconsideration was denied?
Answer: If you were denied Social Security disability benefits or Supplemental Security Income (SSI) for medical reasons, you may request an appeal online. Read more… Source: Social Security – The Official Website of the U. S. Social Security Administration (http://ssa-custhelp.ssa.gov) …
Why is there a five-month waiting period for Social Security disability benefits?
Why is there a five-month waiting period for Social Security disability benefits? Answer: The law states Social Security disability benefits can be paid only after you have been disabled continuously throughout a period of five full calendar months. Social Security…
Is there a time limit on how long I can receive Social Security disability benefits?
Answer: Your disability benefits will continue as long as your medical condition has not improved and you cannot work. Social Security will periodically review your case to determine whether you continue to be eligible. If you are still receiving disability…
I will be 62 in December and plan on drawing my Social Security while working as a consultant. My wife is 30 and not working. Can she ever get benefits through me? Should we have a baby? Adopt?
Answer: Your wife can receive spousal benefits before age 62 if she has your child (either via natural birth or legal adoption) in her care and if you have applied for and are receiving your retirement benefit or if you…