Q & A
Ask Rusty – Overpayment Notice due to Ex-spouse Benefits
Dear Rusty: My husband got an overpayment notice from Social Security telling us that his former wife had collected $32,640.34 in benefits she wasn’t entitled to and they want us to repay the overpayment. We knew that his ex-wife had…
Ask Rusty – Social Security for Retired Trooper in second career
Dear Rusty: I am a retired Indiana State Trooper but I’m working at a second career at the present time. What information would you need to let me know about what percentage of my Social Security I will lose out…
Ask Rusty: Does turning 65 change my Social Security benefit?
Dear Rusty: I started drawing Social Security at age 62. At that time, I checked what half of my ex-husband’s Social Security amount is and it was not much different than what I am getting so I decided to just…
Ask Rusty – Spousal and Survivor Benefits
Dear Rusty: I worked in my career, but I now get Social Security disability. My husband retired in 2015 at age 66 and took his Social Security at that time. When he is 70 can I get spousal benefits from…
Ask Rusty – State Employees getting reduced Social Security
Dear Rusty: I’m retired for almost 17 years, and want to know why Massachusetts is one of only 6 states in the US that went along with President Reagan’s double-dipping proclamation regarding Social Security? I worked for 15 years whereby…
Ask Rusty – SSA Misinformation leads to Lost benefits
Dear Rusty: I am 64, a widow and I’m hopping mad! I lost my husband a while ago and went to Social Security to apply for widow’s benefits. That all went okay and I’m getting my benefit, but I just…
Ask Rusty – Optimum Time for Wife’s Benefits
Dear Rusty: I would like some advice on the optimum time for my wife to start drawing her Social Security. Pertinent facts are: I am 11 years older than her (born in 1949) and waited until my full retirement age…
Ask Rusty – Legal Non-Citizen Resident Gets Spousal Benefits
Dear Rusty: We have gone to the Social Security office because we were told that my husband might be eligible to receive Social Security benefits, but they told him he had not worked enough quarters and that he could not…
Ask Rusty – Spouse Doesn’t Qualify on Her Own
Dear Rusty: I reached my full retirement age on 6/24/2017 and I plan to file for my benefits to start in June 2018. My wife doesn’t have enough credits to qualify for benefits on her own lifetime income, but she…
Ask Rusty – Allocating small business income to husband & wife
Dear Rusty: My wife and I own a small company, so we can allocate our pay as we wish. She had not paid into Social Security in her career so 6 years ago her pay was increased so she paid…