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Claiming Social Security at 62 Usually Not Wise - Waco Tribune-Herald

There is certainly no question that 62 is the most popular age to claim Social Security, as evidenced by the statistic that about 33% of beneficiaries do. But just because 62 the most popular age to claim, doesn’t mean that it is the best age for each person’s personal circumstances. Reality is that each person should look at their overall situation, including and especially their life expectancy, when deciding when to claim Social Security. Other factors have influence, of course, but because claiming early means a lower benefit amount for the rest of your life, your best hedge against running out of money in retirement may very well be waiting longer to claim your Social Security benefit, as explained in this Waco Tribune-Herald article by Adam Levy. Click here to read more.

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public service to help Americans navigate the complexities of this program. Learn more about it here…

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