Claiming Social Security based on breakeven calculations

Most financial experts will tell you not to start your Social Security retirement benefits at age 62; instead let your benefits grow. Many individuals have a difficult time taking that advice.  They argue that putting off those earned benefits will result in a longer time to reach breakeven, when you will have received the same amount as if you claimed early. Experts warn that calculating breakeven is tricky and to do it right you must be realistic about how much you could earn by investing your benefits and how much your benefits will increase each year. The attached article warns of some of the blind spots that can create misleading results. Read article here…

Also, if you’re unsure about how the “break-even” concept applies to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public service to help Americans navigate the complexities of this program. Learn more about it here…

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