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Collecting Social Security & Still Working? Five Things to Know
The Editors of Kiplinger’s Retirement Report are out with a comprehensive explanation on the five things you need to know about the two Social Security earnings tests. Of course, for those who have reached their full retirement age (now 66-67 depending on birth year), no earnings tests apply. The authors take the reader through numerous examples. A key point is this– when retiring in the year you reach full retirement age, the earnings test only applies in the months prior to the month of your birthday. The authors also touch on recouping benefits you lost. Full piece here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.