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Collecting Social Security & Still Working? Five Things to Know

The Editors of Kiplinger’s Retirement Report are out with a comprehensive explanation on the five things you need to know about the two Social Security earnings tests.  Of course, for those who have reached their full retirement age (now 66-67 depending on birth year), no earnings tests apply.  The authors take the reader through numerous examples.  A key point is this– when retiring in the year you reach full retirement age, the earnings test only applies in the months prior to the month of your birthday.  The authors also touch on recouping benefits you lost.  Full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

 

 

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