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Delaying Benefits or Filing Early
The discussion on when to start collecting benefits has been hotly debated recently. There are pros and cons to both of these positions and the correct choice for you may not be the correct choice for your neighbor. To aid in the decision making process there are many charts that show expected earnings from Social Security at all the available claiming ages. There are also calculators available that will tell you almost exactly how much you will get each month claiming at each age. These are great tools to help you decide when the best time to apply for benefits is. For more information visit this article by Andrew Rice with Think Advisor.
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.