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Despite perceptions, Social Security not beyond repair
(By – Thomas Dalton, sandiegouniontribune.com)
Do you want to hear something scary? Each semester I ask at least one of my college level accounting classes how many believe that they will collect Social Security benefits someday. These are traditional students in their early 20s, quite intelligent and financially literate. Invariably, in a class of 40, at most one person might raise a hand in response. On the chance that students are just reluctant to raise their hands in class, I turn the question around and then ask how many people believe they will never collect any Social Security benefits in their lifetime. All hands but maybe one or two instantly shoot into the air. Read more…