Q & A

Disability and SSDI payments

Full Question: I retired with FERS disability and was also approved for SSDI. I am receiving checks from both places, and I do not know if this is the way it normally is because in my FERS retirement benefits book, it appears that they have taken the Social Security payments into account. I called the Social Security Administration to let them know that I was approved through the Office of Personnel Management, and I sent the paperwork given to me from SSA to the folks at OPM. Will I continue to get a check from each, as it equals 60 percent of my high-3, or do I need to try to call someone again?

Answer: Here are the rules for anyone who has been approved for FERS disability retirement and SSDI:

  • For the first 12 months, you’ll receive 60 percent of your high-3 minus 100 percent of your SSDI benefit.
  • After 12 months and up to age 62, you’ll receive 40 percent of your high-3 minus 60 percent of your SSDI benefit.

Source: Reg Jones, FederalTimes.com – May 10, 2014

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